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This website is for informational purposes, does not constitute a complete description of our investment services or performance and should not be deemed as a recommendation to buy or sell securities. This website is in no way a solicitation or offer to sell securities or investment advisory services, except where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. None of the information contained on this site or any newsletters, e-mails or any other information you access or receive from us constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy or other matter is suitable for you or any specific person.
We make no representation or warranty that the materials on this web site are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources that we, and our suppliers, believe to be reliable, but we do not warrant or represent, and shall not be liable for, the timeliness or accuracy of this information. We do not warrant that the web site will operate error free or is free from viruses, worms or other destructive or harmful code.
We cannot guarantee the success of any investment strategy. Different types of investment involve varying degrees of risk, including the loss of capital, and there can be no assurance that any specific investment will be suitable for a client's investment portfolio. No assurance can be made that profits will be achieved or that substantial losses will not be incurred. Nothing on this web site should be interpreted to state or imply that past results are an indication of future performance. No client or prospective client should assume that any information presented and/or made available on this website services as the receipt of, or a substitute for, personalized individual advice from the adviser or any investment professional.
THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY "LINKED" WEBSITE.
Disclosure
We maintain agency agreements with the insurance companies we directly represent and are fully compensated by the insurance companies and/or wholesalers for the policies we place with them. Our commission rate schedules vary slightly from insurance company to insurance company, but, neither these rates, nor the variances, impact your cost or our recommendations to you. We do not make a practice of incorporating our compensation into the proposal or other daily discussions as we do not wish to influence our own client team in any way which would detract from our objectivity. Nevertheless, we are happy to provide additional details about our compensation to our customers upon request.
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