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“Awesome….all before 9:55!!! I believe we have been with JW Allen for the better part of 10+ years and we have never had a claim…great to see how helpful and efficient when needed!” Jeb S. – New York, NY
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Business Insurance Coverage

  • Real Property
  • Boiler & Machinery
  • Business Personal Property
  • Leasehold Improvements
  • Loss of Rents, Rental Expense
  • Business Income, Supplier or Customer Dependency, Extra Expense
  • Premises Liability
  • Libel, Slander, Advertising Injury
  • Product and Completed Operations Liability
  • Company Automobiles and Auto Liability
  • Rented/Hired/Borrowed Automobile Liability
  • Workers Compensation and Employer’s Liability
  • Foreign Voluntary Workers Compensation
  • Travel Accident
  • ERISA Compliance
  • Employee Theft
  • Fiduciary Liability
  • Supplies or Product in Transit or Import/Export
  • Employment Practices Liability
  • Professional Liability (Errors and Omissions)
  • Management Liability (Directors and Officers)
  • Kidnap and Ransom
  • Cyber Risk
Questions about your Business Risk you may not have considered:

— Are you relying on your landlord to insure the rebuild of your Improvements and Betterments?

— Do you sublet a portion of your office to others? If so, are you protected from their liability exposures?

— Does your rent abate if you need to move out because of damage to the building?

— Is your inventory subject to spoilage?

— Are you demanding evidence of liability and workers compensation from contractors, vendors and temporary employees from staffing firms?

— Are your employees covered if injured while on assignment overseas?

— Do you have coverage for when your employees rent or drive their own cars on company business?

— Are you relying on your manufacturer’s insurance for your product liability?

— Are you reliant upon a critical supplier, client or neighboring property to meet your revenue projections?

— Planning layoffs? Statistically, companies see a rise in workers compensation losses, disability claims, suits for discrimination, harassment, wrongful termination, data theft, cyber sabotage and employee theft.

— Are you aware a General Liability policy does NOT cover employee suits, 3rd party theft from your employees, liability for data breaches, fiduciary acts, or any suit for monetary damages beyond personal injury?